Holiday season is approaching and spending is again expected to set records as shopping has become more convenient than ever. But as mobile, in-app, and IoT payments continue to grow, financial institutions and merchants must stitch together an increasingly fragmented dataset during authentication that doesn’t disrupt the consumer experience, causing friction, frustrated customers and lost revenue.

Key Takeaways

  • How to minimize friction securely this holiday season
  • Keys to success – what we’ve seen and what to expect
  • How partners can leverage security to offer a more seamless experience
  • Why the future of authentication is personal and dynamic


Diego Szteinhendler
SVP, Business Development, Mastercard


Christopher Bailey
Executive Vice President
NuData & EMV/Digital Devices